Limited company vs sole trader
Compare take-home pay from trading as a sole trader with a simplified limited company salary-and-dividend model.
Compare nowFree accounting tools
UK calculators for tax, MTD, dividends, IR35 and child benefit.
Free tools for UK contractors, freelancers, and limited company owners. Use them to estimate take-home pay, check VAT thresholds, plan dividends, and more.
VAT & MTD threshold checker
Track VAT registration progress and estimate when you may need Making Tax Digital for Income Tax.
Check thresholdsMTD quarterly returns planner
Enter your business income to see whether you need quarterly MTD Income Tax reporting now, or when it should start.
Plan MTDDividend vs salary extraction
Estimate how extracting profit as salary and dividends affects your personal take-home pay.
Calculate take-homeIR35 contractor status checker
Answer a quick set of contractor questions and get a simple IR35 risk indicator.
Check IR35High Income Child Benefit Charge
Estimate whether your income triggers the Child Benefit clawback and how much you may owe.
Estimate chargeWhy these tools matter
- Limited company comparison helps users decide whether incorporation may save them tax.
- VAT & MTD checks make it easier to see when registration and digital reporting become mandatory.
- Dividend extraction calculators are useful for director-shareholders planning their pay.
- IR35 checks help contractors spot the most common inside/outside factors.
- HICBC estimates support families whose incomes are in the £60k–£80k range.